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Making Tax Digital readiness

MTD-ready landlord software

Per-property digital records for UK landlords, structured for MTD for Income Tax (MTD ITSA). Quarter-by-quarter visibility, accountant-ready exports. LandlordFlow supports record-keeping — it is not an HMRC-recognised MTD filing tool.

Last updated:

landlordflow.app/mtd
MTD for Income TaxTax year 2026/27
  • Q1 2026

    Submitted

  • Q2 2026

    Records ready

  • 3

    Q3 2026

    8 entries

  • 4

    Q4 2026

    Not started

The boundary

We don’t file. We never want to.

MTD for Income Tax (MTD ITSA) is HMRC’s move to quarterly digital reporting, expected from April 2026 for UK landlords with qualifying income over £50,000.

LandlordFlow handles the record-keepingside: per-property income and expenses, in the period they happened, categorised for tax. Your existing accountancy stack (Xero, FreeAgent, Sage, TaxCalc, BTCSoftware, or your accountant’s tool of choice) still does the actual filing.

That boundary is deliberate. Filing software is a regulated category. Record-keeping isn’t. We’re much better at building the operational side than we would be at chasing HMRC integrations — and you’re much better off keeping your accountant in the loop.

What it does

Seven specific things, all per property

  • Per-property rental income, recorded in the period received
  • Per-property allowable expenses, categorised against HMRC-recognised buckets
  • Capital items separated from revenue expenses (appliances, furniture, improvements)
  • Mortgage interest tracked separately (20% credit, not an expense, since April 2020)
  • Receipts stored digitally and linked to the transaction they evidence
  • Quarterly summary view (Q1 / Q2 / Q3 / Q4) per property and at portfolio level
  • Export to CSV for your accountant or your MTD-compatible filing tool

How it helps

Three changes from year-end scramble to quarterly rhythm

Clean digital records by default

Every income line and expense line tagged to the property in the period it occurred. No more January reconstruction.

Quarter-by-quarter visibility

See exactly what would land in each quarterly summary before your accountant asks. No spreadsheet wrestling each quarter.

Plays nicely alongside your accountant

CSV export per property, per quarter, mapped to standard rental income and expense categories. Your accountancy stack handles the actual filing.

Common questions

Questions, answered

Does LandlordFlow file my MTD quarterly updates to HMRC?+
No. LandlordFlow supports record-keeping. It is not an HMRC-recognised MTD filing tool — your accountant or HMRC-compatible filing software still does the actual submissions. We make the records side correct so the filing side is routine.
When does MTD for Income Tax apply to me?+
Expected from April 2026 for landlords with qualifying income over £50,000, with phased expansion to £30,000 and £20,000 thresholds in later years. Always check GOV.UK for the live timeline. See our MTD start date explainer for the full breakdown.
What records does MTD ITSA require?+
Digital records of rental income and allowable expenses, recorded in the period they relate to, plus quarterly summaries submitted to HMRC through compatible software. See our MTD records guide for the full list.
What if I’m under the threshold?+
Strictly, MTD doesn’t apply yet — you can continue with Self Assessment as you do today. Practically, the threshold is likely to drop further (£30k, then £20k expected). Building clean digital records now means no migration crisis later.

Quarterly rhythm, instead of January scramble

25-minute demo. See exactly what lands in each MTD quarter, and how the accountant export looks.